How to make an IRS payment: Steps to follow

If you need to make an IRS payment, you have several ways to do it. The Internal Revenue Service accepts both partial and full payments. In this article, we will tell you which are the easiest methods to make an IRS payment.

How to make an IRS payment: Steps to follow

It is worth mentioning that the IRS is the U.S. Government agency in charge of collecting taxes and administering the federal statutory tax law.

IMPORTANT: Interest and penalties will increase until the debt is paid in full.

Why the IRS sent me a notice

If you’ve received a letter from the IRS, it could be for a number of reasons, not just because you haven’t paid your bills. Let’s take a look at the following reasons you may be notified by the IRS:

  • Having an outstanding payment.
  • Verify the identity of the citizen.
  • To notify about refunds due to you, whether major or minor.
  • Notifying you of delays and changes in the processing of your return.
  • Information about the tax return.
  • Add personal information.

Steps to take after receiving a notice from the IRS

When you receive a letter from the IRS, they will explain the reasons for the notice and tell you what steps to take to resolve the problem.

FACT: You do not need to contact the IRS if you believe that all information submitted is correct.

Read carefully

The letter you receive contains confidential and important information. This is why you have to read carefully each point explained in the notice, since some data may have been modified, or, perhaps, it is due to the lack of payment to the IRS.

Responding to the letter

Some notices must be answered within a certain period of time. There are two main reasons for this response

  • To minimize additional penalties and interest.
  • If you disagree with the letter, your appeal rights will be preserved.

Make an IRS payment

To make a payment, as mentioned above, and as we will explain in the next sections, you must make the total payment to the IRS, or, if not, you can request partial payment through an offer in compromise or an online payment agreement.

Make a copy of the IRS letter

As it is a relevant document, it is of utmost importance to make a copy and keep it, in order to record each tax payment, as you may be asked for these documents at some point.

Contacting the IRS

If you look at the upper right-hand corner of the letter, you will find a contact phone number for you to contact the IRS. This is in case you disagree with the notice, or if you need to make a payment to the IRS. Also, you should contact the agency in case they request additional information.

FACT: You can send mail to the address on the letter, which will be responded to in approximately 30 days.

Make an IRS payment through your bank account (Direct Pay)

If you use this payment method to pay your taxes of any form, you can do it directly through your checking or savings bank account. This process is completely free and you will not be charged any additional money for making the payment to the IRS.

You can pay your taxes through Direct Pay, the IRS service you can sign up for to receive email notifications of your tax payments. Within the electronic notification, you will receive the following information.

  • Confirmation number of the payment made.
  • E-mail notification only if payment has been requested through Direct Pay, so that taxpayers are alert to e-mail schemes.

What is Direct Pay?

Direct Pay is a totally free service provided by the U.S. Government to directly make an IRS payment online from the taxpayer’s bank account.

How to make an IRS payment: Steps to follow

When you make an IRS payment through Direct Pay, you will receive a confirmation number, which you can use to access the “Find a payment” option, modify it or cancel it.

What are the hours to make an IRS payment by Direct Pay?

You can make a payment to the IRS during the following hours:

  • Monday through Saturday: 00:00 to 11:45 p.m. ET.
  • Sundays: 7:00 a.m. to 11:45 p.m. ET.

Make an IRS payment by credit or debit card

To make a payment by credit or debit card, even with your digital wallet, you must take into account the following points:

How to make an IRS payment: Steps to follow

  • Enter this link to make an IRS payment with these methods.
  • The card service fee is not directed to the IRS.
  • The card charges are for business taxes.
  • You do not need to send proof of payment if you use cards to pay off debts.
  • You will receive the money back if you have overpaid, unless you have a debt. That extra money will be used to pay off that debt.
  • To cancel an IRS payment with your card, you must contact your bank directly.
  • If you pay at the same time, you e-file your taxes, charges will be applied to your card.
  • It may take up to 30 days for the IRS payment to be credited.

Make an IRS payment by money order or check

To make a payment by mail, you must make your cashier’s check or money order to U.S. Treasury.

IMPORTANT: Do not send cash through the mail, as you will be taking an unnecessary risk.

  1. Enter the amount due using all numbers ($123.45).
  2. Do not include any paper clips to attach the payment to the voucher or statement.
  3. The check or money order must include the following personal information:
  • Full name.
  • Address.
  • Contact telephone number.
  • Tax year.
  • Social Security Number (SSN), or employer identification number.
  • Tax form number or tax notice.

After including all the corroborated data, you must mail the payment to the address shown on the notice you received.

Frequently Asked Questions

Where can I contact the payment processor?

Payment processor Payment Live Operator Service Official website
ACI Payments, Inc. 8882729829 8777544420 8777544413
Pay1040 8887291040

payUSAtax  8447298298 8555080159 8448258729
International Non Toll-Free 6155501491 6159421141 6155501492

International Non Toll-Free 3345213842 5017488507

More information

If you want to know more about how to verify your identity to get your refund, you can clic here and know all the details. In this link, you can look up for the IRS telephone numbers, depends on what you need.

Also, you can also learn about the different IRS offices in the country by clicking here.